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Hey, I'm RaLea
I spent years getting a Master's degree in accounting. I run a virtual bookkeeping business. I know about money and saving and investing.
And yet I still found myself in debt after my oldest daughter's medical bills piled up before and after her birth. We just weren't ready for those expenses. She's still super expensive 7 years later & that won't change.
It took us a couple of years to really focus and get intentional about our money. That allowed us to pay off $19,000 of debt in just 9 months. It's a long journey & I get that.